Terms of Service

These Terms of Service (“Terms”) govern your access to and use of the Stacker mobile application, website, and related services (collectively, the “Service”). The Service is owned and operated by Above Capital LLC (“Above Capital,” “we,” “us,” or “our”).

By creating an account, downloading, or using the Service, you agree to be bound by these Terms. If you do not agree, do not use the Service.

1. What Stacker Is

Stacker is an educational, organizational, and personal-tracking tool. It is designed to help you:

• Log and organize personal wellness routines and daily check-ins
• Save and review educational catalog entries about peptides, GLP-1 compounds, and related wellness topics
• Keep inventory notes, reminders, and order details in one place
• Maintain a personal dashboard of information you choose to record

Stacker is intended for informational and personal-organization purposes only.

2. What Stacker Is Not — No Medical Advice

Stacker is not a medical device, a healthcare provider, a pharmacy, or a clinical decision-making tool. Nothing in the Service is intended to be, and nothing in the Service should be construed as:

• Medical, clinical, pharmaceutical, diagnostic, or treatment advice
• A recommendation, prescription, or endorsement to obtain, possess, or use any peptide, GLP-1 compound, drug, supplement, or other substance
• Dosing guidance, a treatment protocol, or instructions for administering any substance
• A substitute for professional medical advice, diagnosis, or treatment

Educational content, catalog entries, and any text generated by in-app assistant features are provided for general informational purposes only and may be incomplete, outdated, or inaccurate. The content does not reflect the opinion of any licensed medical professional and creates no doctor–patient or provider relationship.

Always seek the advice of a qualified physician or other licensed healthcare provider with any questions you have regarding your health, a medical condition, or any substance you are considering. Never disregard professional medical advice or delay seeking it because of something you read or recorded in the Service. If you think you may have a medical emergency, call your doctor or emergency services immediately.

You are solely responsible for any decisions or actions you take. The peptides, GLP-1 compounds, and other substances referenced in educational content may be regulated, restricted, or unapproved for human use in your jurisdiction; you are solely responsible for understanding and complying with all laws that apply to you.

3. Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction, whichever is greater) to use the Service. By using the Service, you represent and warrant that you meet this requirement and that you have the legal capacity to enter into these Terms.

4. Your Account

To use certain features you must create an account. You agree to:

• Provide accurate, current information and keep it up to date
• Keep your login credentials confidential and secure
• Accept responsibility for all activity that occurs under your account
• Notify us promptly of any unauthorized use of your account

We may suspend or terminate accounts that violate these Terms or that we reasonably believe pose a risk to the Service or other users.

5. Your Content and Records

You retain ownership of the notes, logs, and other information you submit to the Service (“Your Content”). You grant Above Capital a limited, non-exclusive license to store, process, and display Your Content solely to operate and provide the Service to you.

You are solely responsible for Your Content and for maintaining your own backups of any information that is important to you. The Service is not a system of record for medical or legal purposes.

6. Intellectual Property

The Service and all of its original content, features, and functionality — including the Stacker name and logo, software, source code, designs, text, graphics, educational catalog content, and the selection and arrangement of all of the foregoing — are owned by Above Capital LLC and are protected by copyright, trademark, and other intellectual property laws.

We grant you a limited, personal, non-exclusive, non-transferable, revocable license to use the Service for your own personal, non-commercial purposes in accordance with these Terms. Except as expressly permitted, you may not copy, modify, distribute, sell, lease, sublicense, reverse engineer, or create derivative works from any part of the Service without our prior written consent.

7. Acceptable Use

You agree not to:

• Use the Service for any unlawful purpose or in violation of any applicable law or regulation
• Use the Service to facilitate the purchase, sale, or distribution of any substance in violation of applicable law
• Rely on the Service as a source of medical, legal, or professional advice
• Resell, redistribute, or commercially exploit the Service or any of its content without our authorization
• Infringe upon the intellectual property or other rights of any person or entity
• Reverse engineer, scrape, or attempt to gain unauthorized access to the Service or its systems
• Upload malicious code, interfere with the Service, or attempt to disrupt other users
• Misrepresent your identity or impersonate any person or entity

8. Third-Party Services and Content

The Service may reference, link to, or integrate third-party content, catalogs, vendors, or services. Above Capital does not control and is not responsible for third-party content, products, or services, including any vendor from whom you may choose to obtain products. Any dealings you have with third parties are solely between you and that third party.

9. Purchases and Subscriptions

Certain features may require a paid subscription or one-time purchase. Payments made through the Apple App Store are processed by Apple and subject to Apple’s terms. Subscriptions renew automatically unless canceled, and you can manage or cancel through your App Store account settings. Except where required by law, payments are non-refundable.

10. Disclaimers

THE SERVICE AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT.

ABOVE CAPITAL DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, OR THAT ANY CONTENT IS ACCURATE, COMPLETE, OR CURRENT. ANY RELIANCE YOU PLACE ON THE SERVICE OR ITS CONTENT IS STRICTLY AT YOUR OWN RISK.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, ABOVE CAPITAL LLC AND ITS OWNERS, OFFICERS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, GOODWILL, OR HEALTH OUTCOMES, ARISING OUT OF OR RELATING TO YOUR USE OF (OR INABILITY TO USE) THE SERVICE, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR TOTAL AGGREGATE LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATING TO THE SERVICE WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US FOR THE SERVICE IN THE TWELVE (12) MONTHS BEFORE THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100).

Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above may not apply to you.

12. Indemnification

You agree to indemnify, defend, and hold harmless Above Capital LLC and its owners, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to your use of the Service, Your Content, your violation of these Terms, or your violation of any law or the rights of any third party.

13. Termination

You may stop using the Service at any time. We may suspend or terminate your access to the Service at any time, with or without cause or notice, including if we believe you have violated these Terms. Sections that by their nature should survive termination (including Sections 2, 5, 6, 10, 11, 12, and 14) will survive.

14. Governing Law and Disputes

These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-laws rules. You agree that any dispute arising out of or relating to these Terms or the Service will be resolved in the state or federal courts located in Duval County, Florida, and you consent to the personal jurisdiction of those courts, except where applicable law provides otherwise.

15. Changes to These Terms

We may update these Terms from time to time. When we do, we will revise the “Last updated” date above and, where appropriate, provide additional notice. Your continued use of the Service after changes take effect constitutes your acceptance of the revised Terms.

16. Contact

Questions about these Terms can be directed to:

Stacker is for informational, educational, and personal-organization purposes only. It does not provide medical advice and is not a substitute for consultation with a qualified healthcare professional.